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Health Saving Account (HSA)

You must be enrolled in Plan A to contribute to the HSA.

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A Health Savings Account (HSA) combines high deductible health insurance with a tax-favored savings account. Money in the savings account can help pay the deductible. And money left in the savings account earns interest and is yours to keep.

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For 2026, you can contribute up to $4,400 as a single and $8,750 if you enroll as a family. Additionally, if you are age 55 or older, you are eligible to make a catch-up contribution of $1,000.

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You may elect to change your contribution in Paycom amount any time throughout the year!

Flexible Spending Account (FSA)

MEDICAL CARE FSA: This account can be used to pay for eligible medical expenses for yourself or any other person you claim as a dependent for your federal income tax purposes. Pre-tax deductions for the Medical Care FSA cannot exceed $3,400 for 2026. Employees or qualified beneficiaries who were eligible for the health FSA are eligible to rollover dollars up to $680 in the new plan year.


DEPENDENT CARE FSA: This account can be used to pay for qualified dependent care services for eligible dependents, providing that care is needed to enable you and your spouse (if applicable) to work. In 2026, pre-tax deductions for the Dependent Care FSA cannot exceed $7,500 per plan year per household, or $3,750 if you are married and file separate tax returns.

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Click here for an FSA New User Guide.

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Your Healthcare Advocate

We have a dedicated Healthcare Advocate from Lacher who is ready to help you with:

  • Claims that you believe haven’t been properly paid

  • Questions regarding a bill sent by a doctor, dentist, lab or hospital

  • Further clarification on any insurance matters

  • Questions about your healthcare benefits

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Jen Witter
215-660-0339

jen@lacherinsurance.com

Fax: 215-723-8604

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